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“Small-business lending is different than credit cards, it’s different than large commercial banking – it’s hard to do,” Mulvaney said. The two consumer advocacy groups have asked the U.S. District.
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For all practical purposes, the case provides a broad exception to so-called “hard money lenders” in real estate loans. California Constitution Article XV § 1 limits the interest rate charged on loans.
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For example, hard money lenders in California generally have lower rates than other parts of the country since California has many hard money lending firms. Increased competition leads to a decrease in prices. Hard money lenders take on more risk with their loans compared to a conventional bank loan. Due to this higher risk involved on a hard.
which the lawsuit describes as a “hard money lender.” DAI was formed as a special purpose entity to extend the $9.2 million loan. The Dingilian family formed Aspen Legacy Holdings in order to.