See today’s mortgage rates from lenders in your area. Get the best mortgage rates by comparing mortgage rates for 30 year fixed, 15 year fixed & 5/1 ARM mortgages.
15-year mortgage rates change daily and are based on market conditions such as stock market and bond market. They are typically .25% to .5% lower than 30-year fixed rate mortgage but have a higher payment than a 30 year amortized loan since it is a shorter term mortgage.
US 15 Year Mortgage Rate is at 4.01%, compared to 4.05% last week and 3.18% last year. This is lower than the long term average of 5.50%. US 15 Year Mortgage Rate Chart. US 15 Year mortgage rate historical Data. View and export this data going back to 1991.
Today’s Mortgage Rates and Refinance Rates. 15-Year Fixed-Rate Jumbo 4.375% 4.391% 7/1 ARM Jumbo 4.125% 4.649% Rates, terms, and fees as of 8/24/2018 10:15 AM Eastern Daylight Time and subject to change without notice. Select a product to view important disclosures, payments, assumptions, and APR information. Please note we offer additional home loan options not displayed here.
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WASHINGTON – U.S. long-term mortgage rates fell sharply this week, with the benchmark 30-year loan touching its lowest level since November 2016. Financial markets around the globe have been whipsawed.
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U.S. long-term mortgage rates fell this week, edging toward three-year lows amid signals from Federal Reserve officials that they could cut their benchmark interest rate at their meeting next week.
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Five-year adjustable rate mortgages, or ARMs, have historically carried lower baseline interest rates than the common 30-year fixed-rate mortgage. Since 2005, rates for the 5/1 hybrid have tracked the decline of the 30-year fixed-rate, with initial rates for the adjustable averaging 0.71 points lower than fixed-rate mortgages.