Rates On 15 Year Mortgage

Rates On 15 Year Mortgage

See today’s mortgage rates from lenders in your area. Get the best mortgage rates by comparing mortgage rates for 30 year fixed, 15 year fixed & 5/1 ARM mortgages.

15-year mortgage rates change daily and are based on market conditions such as stock market and bond market. They are typically .25% to .5% lower than 30-year fixed rate mortgage but have a higher payment than a 30 year amortized loan since it is a shorter term mortgage.

US 15 Year Mortgage Rate is at 4.01%, compared to 4.05% last week and 3.18% last year. This is lower than the long term average of 5.50%. US 15 Year Mortgage Rate Chart. US 15 Year mortgage rate historical Data. View and export this data going back to 1991.

Today’s Mortgage Rates and Refinance Rates. 15-Year Fixed-Rate Jumbo 4.375% 4.391% 7/1 ARM Jumbo 4.125% 4.649% Rates, terms, and fees as of 8/24/2018 10:15 AM Eastern Daylight Time and subject to change without notice. Select a product to view important disclosures, payments, assumptions, and APR information. Please note we offer additional home loan options not displayed here.

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WASHINGTON – U.S. long-term mortgage rates fell sharply this week, with the benchmark 30-year loan touching its lowest level since November 2016. Financial markets around the globe have been whipsawed.

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U.S. long-term mortgage rates fell this week, edging toward three-year lows amid signals from Federal Reserve officials that they could cut their benchmark interest rate at their meeting next week.

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Five-year adjustable rate mortgages, or ARMs, have historically carried lower baseline interest rates than the common 30-year fixed-rate mortgage. Since 2005, rates for the 5/1 hybrid have tracked the decline of the 30-year fixed-rate, with initial rates for the adjustable averaging 0.71 points lower than fixed-rate mortgages.

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