#3: The commercial refinance loan. Similar to a home mortgage, company owners tend to take advantage of commercial real estate loans with lower interest rates. Typically, further costs and fees are involved when refinancing the loan; however, these are often minimal as compared to savings via a low monthly payment.
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A commercial loan refers to a debt-based funding agreement backed by hard collateral (in most cases real estate) between a business and a financial institution, which is typically used to fund.